2012 NORCAL Group Annual Report

2012 NORCAL Group Annual Report

We are excited to introduce the 2012 NORCAL Group Annual Report. We’ve accomplished a great deal this year: three companies coming together to better serve the physician community and our agency partners.

Please click here read our annual report.

The NORCAL Group Sponsors 3rd Annual Black Physicians Forum in Sacramento

NORCAL Group Sponsors 3rd Annual Black Physicians Forum in Sacramento

The NORCAL Group participated as a sponsor in the 3rd Annual Black Physician Forum. The forum was held March 8th at the UC Davis School of Medicine in Sacramento, Ca. The event was titled, "Discussing Treatment Options and Prevention Measures for Cancer and the Co-Morbidity of Mental Illness in the African American Community." Attendees included physicians, medical students, academicians and a host of other professionals.

NORCAL Group contributes to national discussion and PBS news program, Need to Know

NORCAL Group contributes to national discussion and PBS news program, Need to Kn

The NORCAL Group actively works to protect our companies’ insureds. Part of our mission is to influence change in our industry that benefits our insured physicians.

In support of this, Dr. Jaan Sidorov, Chair, appeared on a recent PBS TV show. The program, Need To Know, focused their "Do No Harm" episode on the impact of medical liability claims on the cost of healthcare in the US.

Long process of lawsuits slows improvements and takes toll on doctor and patient lives

Hour Glass

A recent New York Times article notes that a medical malpractice lawsuit takes an average of 2 years to resolve and 4 years from the incident event—longer if a more complicated or severe injury. In areas where tort reform removes some of the financial burden, some doctors are starting to see the toll of years spent focusing on a lawsuittime doctors normally spend practicing medicine and helping their patients.

New HIPAA rules aim to strengthen protection and increase penalties for noncompliance

Medicus Insurance Company provides malpractice insurance for doctors.

The U.S. Department of Health and Human Services (HHS) moved this month to strengthen the privacy and security protections for health information established under the Health Insurance Portability and Accountability Act of 1996 (HIPAA).

The rule enhances a patient’s privacy protections, provides individuals new rights to their health information, and strengthens the government’s ability to enforce the law. The effective date for these changes is March 26, 2013. The deadline for compliance is September 23, 2013.

Important Notification about Medicare Payments

Important Notification About Medicare Payments

The Centers for Medicare and Medicaid Services (CMS) recently made an announcement. In the event Congress fails to act and prevent the cuts to Medicare payments scheduled to become effective on January 1, 2013, CMS will be required to implement the 27% cut in the Sustainable Growth Rate (SGR).

Medicus is rated "A" (Excellent) by A.M. Best

Medicus is rated "A" (Excellent) by A.M. Best

San Francisco, CA (December 12, 2012)

A.M. Best, the insurance rating service, has affirmed the “A” (Excellent) rating given to the NORCAL Group of companies, including NORCAL Mutual Insurance Company of San Francisco, California, PMSLIC Insurance Company of Mechanicsburg, Pennsylvania, and Medicus Insurance Company of Austin, Texas. According to A.M. Best, the rating reflects the Group's excellent risk-adjusted capitalization and strong operating performance. Recognition is also given to the historical pattern of favorable loss reserve development.

The CDC Posts Resources on Meningitis Outbreak

Centers for Disease Control


FDA offers sample patient notification letter

The FDA has a sample letter for healthcare professionals to use in notifying patients who have been administered a recalled drug produced by the New England Compounding Center (NECC). Click here to access the sample letter.

Supreme Court upholds Affordable Care Act

Steps to the Supreme Court of The United States

The Supreme Court today upheld the Affordable Care Act. The law has had a substantial impact on your practice of medicine already, and it will continue to influence your individual practice and profession. Through it all, our commitment to you remains the same. We help you enjoy peace of mind through affordable medical professional liability insurance and caring, personal service to support you.

For your convenience, we have included a variety of news releases covering the Supreme Court ruling:

Medicus Lowers Rates 15% in North Carolina

Medicus lowers rates 15% in North Carolina

Medicus Insurance Company Lowers Rates 15% in North Carolina

Austin, Texas (May 30, 2012)

Medicus Insurance Company, one of the fastest growing medical professional liability insurance (MPLI) carriers in the country, lowered its base rates an average of 15% for medical professionals in North Carolina.