Why Choose Medicus

Peace of mind

Our reputation is built on caring, personal service with vigorous claims defense. Medicus aims to provide you with the protection you need so you can relax and focus on the practice of medicine.


The good news is you can have it all.

  1. Great rates
    We are proud to offer the lowest responsible rates because we select and protect responsible doctors. With reputable doctors practicing responsible medicine, risks are lowered. That means you save money.

  2. Caring, personal service
    Whether you are talking to our wonderful customer service representatives, our president or our exemplary agent representatives, we dedicate ourselves to serving you with grace and a smile. We’ve built our company on the foundation of serving you with care.

  3. Financial strength, medical leadership and insurance expertise
    Medicus is a member of the NORCAL Group. Together they are the 9th largest MPLI carrier in the country and share an “A” (Excellent) rating from A.M. Best. We are led by a board consisting of physicians and insurance executives.

  4. Claims defense and risk management
    We are serious about protecting you, your reputation and your livelihood. We vigorously defend our insureds.

  5. Risk management
    Medicus also offers industry-leading CME and risk management resources to help you stay informed of best practices and relevant information to better protect your practice. We produce a monthly closed case-based publication Claims Rx, as well as offer on-site and online courses eligible for Category 1 CME credits at no additional cost to you.

  6. Twelve equal payments
    Doctors told us they wanted to be able to pay premium equally over twelve months. We listened and now offer twelve automated, equal payments. This helps streamline your practice, stabilize cash flow and adds peace of mind as timely payment is delivered.

  7. Information network security and administrative defense coverage.
    Medicus leads the industry by offering up to $100,000 of protection for your electronic health records at no additional cost. It’s called Advantage Gold.™ This protection covers both online and offline information. Electronic records, as necessary as they are, are full of potential liability. You can relax knowing you’re covered. Advantage Gold* also covers certain HIPAA, billing error (RAC), EMTALA, Stark proceedings and so much more.

Medicus protection goes deep and wide.

Medicus coverage is what doctors prefer.
Our coverage gives you what you want: Claims-made, non-assessable policy; Written Consent to Settle; Incident sensitive claim reporting trigger; Prior Acts coverage available; Separate or shared corporate limits; Allocated loss adjustment expenses paid in addition to the limits for indemnity; Free tail in the event of death or disability; Free retirement tail after five years for those 55 years of age; Interest free premium financing (monthly and quarterly).

Customer service that is more.
Medicus works hard to serve you and offer the best services available, including: Hospital certificate processing within 24 business hours in most cases; Indications in four business days for most groups of five or fewer; Deductibles, higher limits, other features to provide flexibility; 24-hour claims reporting; Electronic binding and policy issuance; Discounts off manual premium when applicable; Review of competitor’s application to provide an indication.